About 1st Nations Reverse Mortgage

Our Company

The 1st Nations Reverse Mortgage team first began in 1991.  Since that time, we have educated thousands of clients, elder law attorneys, financial professionals, health professionals, government agencies, and non-profits about the benefits and effective use of reverse mortgages.

At 1st Nations, we only do reverse mortgages, and we are proud to be one of America’s oldest and most respected sources of reverse mortgage information and advice.

As a team, we share a passion for older Americans, and we are deeply committed to their needs.  We pride ourselves in delivering honest, valuable advice to our clients as if they were our own family.

We will always do business this way.

1st Nations is a U.S. Department of HUD approved reverse mortgage lender, and is currently a member of the National Reverse Mortgage Lenders Association.

About Mike Gruley

Mike Gruley has been in the retail mortgage lending business since 1985.  In 1991, he founded 1st Financial Mortgage in Northville, Michigan which provided traditional home financing to thousands of clients over a 20-year span.  In 2000, the firm added reverse mortgages to the mix, and in 2003 they began exclusively offering reverse mortgages.  In 2010, 1st Financial was acquired by a local Michigan firm.

In 2016, Mike teamed up with Ann Arbor, Michigan based Huron Valley Financial to help develop and launch a reverse mortgage division.  1st Nations has become a national leader in reverse mortgages serving 26 states and growing, and ranks as one of the nation’s top 20 reverse mortgage providers.

As an expert, Mike is often asked to speak on the topic of reverse mortgages, and has been published/quoted in many national and local media outlets.  Mike earned the national designation of Certified Reverse Mortgage Professional (CRMP) in 2014, and he currently serves on the board of directors for the National Reverse Mortgage Lenders Association.  Mike earned his BS in Finance and Management from the University of Dayton in 1984.

Outside of work, Mike volunteers with the Talons Out Honor Flight organization which flies military veterans for free to visit their memorials in Washington D.C.  He also enjoys golf and spending time with his wife and two grown children.

Our Qualifications

Our company comprises some of the most experienced and respected professionals in the industry.  Several of our team members have earned the distinguished, nationally recognized Certified Reverse Mortgage Professional (CRMP) designation which is held by fewer than 150 people in the entire United States.  In fact, one of our team members was the very first to earn this designation in the State of Michigan.

Learn More about CRMP


Our Mission

Our mission is to create awareness and a better understanding of reverse mortgages throughout the older adult community as well as within the professional community.  Our goal is to educate people completely, accurately, and honestly about the pros and cons of reverse mortgages.  Through this effort, we hope to make a difference in the lives of many older Americans.

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